Buy & sell SOL with credit card

Buy & sell
with credit card
No hidden fees. Buy at true cost
No registration. Simplified process
Fast verification. AI-based algorithm
Protected transactions
More about protection
Secured cardholder data
About PCI DSS Certificate

Fair pricing

You always get the amount stated in the You Receive field. No hidden fees or extra charges.

High limits

Up to 5,000 EUR per transaction
or 15,000 EUR per month

How to buy SOL

Buying crypto in 3 steps

  1. Fill in a simple order form with either amount in crypto or in your fiat currency. The service will calculate the total. 
  2. Check the input, click Buy.
  3. Pay with a credit or debit bank card, or choose any other payment method available in your location. 

If it is the first time you buy crypto at UTORG, you will also have to take a short verification procedure. We implemented top-notch AI-based algorithms and improved the logic, so you will only need 3 minutes

Not ready to buy crypto with us yet, have questions? Then read the guide below or swipe left for some tips on wallets and secure storage of coins. 

Buy Solana following these steps

1. Pick desirable wallet

2. Create a crypto wallet address for Solana

3. Go to UTORG and follow the instructions to finish the procedure

Thanks to a simple and clear interface, the purchase process takes a few minutes.

Scroll to the right to learn more about how to buy crypto with a card.

Choose a wallet

Now you have a wide choice of hardware (cold) and software (hot) wallets to start your journey with. 

We are not very partisan to cold wallets, they are cumbersome and expensive, but if you want an opinion, Ledger and Trezor are good, trustworthy products with positive reviews.

For mobile, we suggest Trust Wallet, Exodus or They are easy to install, fast and literally require no configuration or user training.

Choose a wallet

Before choosing a wallet, understand which type is preferable for you:

Online wallets: convenient, but not secure enough, since funds are held by a 3rd party.

Hardware wallets: secured but relatively expensive. Well known manufacturers are Ledger and Trezor, so consider them.

Desktop wallets: convenient, but in order to make a transfer, you need to have access to the computer on which it is installed. You also need to monitor the security of your computer to avoid malware. Exodus is one of the most popular ones, but you should decide for yourself.

Mobile wallets: (convenient, safe enough, there are both desktop and mobile versions). Exodus again is a great pick, since it offers both desktop and mobile versions.

Create a new wallet

With hardware wallets it can be a tad tricky and you will have to wait for delivery. For instant gratification, we suggest mobile apps like Trust Wallet, Exodus or You just get those to your favorite device and that’s pretty much it. 

To create an order, copy the deposit address for crypto and use it in the purchase form.

Create a new Solana crypto wallet

Let's talk about the example of Exodus. All popular operating systems are supported (Windows, MacOS, iOS, Android etc.). There are desktop versions and apps for your phone. 

So, follow these steps (they are most likely all the same for different platforms, the interface will guide you):

1. Download and install (use only official resources for downloading)

2. Select crypto from the list of cryptocurrencies or click "get"

3. Copy your wallet address

Great, now you get your address to receive and store Solana after purchasing.

After you bought crypto

Congrats on your order! UTORG will process it immediately, but blockchain needs some time to process your transaction and generate a new block. Be prepared to wait 5-15 minutes. At peak loads delays can be up to an hour. 

You can also track your transaction any time from your account. We will provide a direct link once the order is created. 

Even if the transaction fails which is highly unlikely, we will pay all your money back and duly notify you.

After purchasing procedure

Once you finish with your order — nothing else left to do, but wait. A transaction can take some time to execute (usually up to 15 minutes) and this totally depends on the network load. The transaction is considered successful after the 1st confirmation in the blockchain. In the end, immediately after the purchase, we send an email with the order details and a link to track the status of the transaction.

Is buying at UTORG safe?

TLDR, yes. 

To give you more details, UTORG is duly licensed to provide its services in crypto domain, and complies with all applicable laws and regulations, in particular, the GDPR. 

We also have obtained a level 2 PCI DSS certificate that proves compliance with top security standards. 

Additionally, external payment systems have their own security tools and protocols.

Is buying Solana at UTORG safe?

Short answer is “Yes”. UTORG is a licensed service and holds PCI DSS Level 2 certificate to protect our clients from technological savvy fraudsters. 

Why does it matter:

  • You are guaranteed to receive crypto as per your order
  • You are protected from buying "dirty crypto" — stolen from exchanges or used for criminal purposes
  • We guarantee the safety of your personal data
  • You will be supported by qualified specialists if needed to resolve any issues

Safe storage of coins

App developers invest a lot of time and put huge effort into delivering safe wallets, but an open wallet is never safe, is it? Here are some rules for you to avoid troubles and have your crypto safe:

  1. Don’t use online wallets, they are not safe enough.
  2. Make sure to create a new email address for every fintech service you use.
  3. Don’t miss on 2FA, it’s useful.
  4. Keep your balance and sensitive information secure, don’t share it with strangers even if prompted. 

Check your input when creating transactions. Blockchain transactions are irreversible.

Safe storage of your Solana coins

There are list of simple rules to protect your funds, please stick to them:

  • Use a separate email address for your crypto wallet (if wallet requires it)
  • Use two-factor authentication (2FA) whenever it’s possible
  • Never share your private key with anyone
  • Do not display or tell nobody about your savings
  • Remember, that all transactions are irreversible, so mind before you send your funds to anybody.

Step-by-Step guide


Stage zero

To buy crypto with fiat, you need:

  • An active crypto wallet
  • An email to have an account registered
  • A Visa/MasterCard credit/debit card with an adequate balance, or credentials for the alternative payment system you plan to use

For your first order, have your ID and web-camera ready for an identity verification


Before buying Solana

Make sure you have on hand:

  • Your Solana wallet address (for example, in Exodus wallet)
  • Email
  • Virtual, credit or debit card (Visa or MasterCard)
  • Smartphone with selfie camera or notebook with webcam to pass the identity verification (if it’s your first time with UTORG)

Placing an order

Fill in the web order form:

  1. Enter either the amount in crypto or in fiat money, the service will calculate and fix the deal amount. We try to keep fees close to zero, but even if there is a fee we cannot avoid, it will be expressly specified in the form.

Note that we bear no responsibility for fees from third-party services (alternative payment systems) or banks. 

  1. Once done with figures, enter your wallet deposit address. 
  2. Check the input and if everything is correct, click Buy.

Order creation to buy SOL crypto

Once you got all the above, go to and follow these steps:

  • Find the order form, it’s always on the right side. All fields are required to fill.
  • Specify the amount, or the required amount of Solana in the appropriate field. We will perform the calculation based on the current crypto price.
  • Enter your Solana wallet address.
  • Check the data and click on the “Buy SOL Solana” button.

Account setup

Now we need to create a new account for you and check whether the service is available in your country. All you have to do is:

  1. Give us your email address and check the mailbox for confirmation code
  2. Copy the code and paste it in the next dialogue. 
  3. Then select your country from the list. 

Next is checkout.


Email verification

Before accepting payment and exchanging AUD for Solana, we check that you have access to your email. This is how we make sure that you are a real person.

Therefore, after entering all the needed order data, you will need to provide a valid email address, and then enter the 6-digit verification code from the email sent to this address.

Then select your country of residence from the list. Check out the list of countries where the service is available.


Paying for your crypto

You can pay with a bank card or use an alternative payment option, if available for your deal (depends on the currency pair and location). Note that those services may charge separate fees that we don’t control. Here is how you pay with a Visa/MasterCard credit or debit card:

  1. Enter details of your card in a standard form.
  2. Allow the payment by entering the confirmation code from SMS (3-D Secure Protocol check). 

Now you are DONE with the purchase, if new to us, take the verification procedure next.


Paying for your Solana crypto

1. Enter your credit, debit or virtual card details in the standard form (number, expiration date, owner's name and CVV code on the back of the card).

2. To authorize the payment, enter the confirmation code from SMS (verification by 3-D Secure protocol).

At the first purchase on UTORG, after entering the card data, the user undergoes an identity verification. The purchase amount is blocked on the card in order to protect the user against possible Solana price fluctuations.


Identity verification

First time buyers have to take a short identity verification procedure; it’s mandatory, but we made it short and smooth. Thanks to our top-notch AI-based algorithms, you will get the result within 3 minutes.Take these 2 steps:

  1. Upload an image of your passport, driver’s license or other document accepted by the service.
  2. Take a liveness check with your webcam/smartphone selfie-cam.

Note that you can switch between devices while taking the procedure.  

If everything is ok, we will write off the money that was locked on your account at the previous step. Otherwise your money will be immediately released. It is also released in 24 hours if you take no action.


Verification of identity

If this is your first time buying crypto on UTORG, you will need to go through a one-time identity verification. It has only two steps:

1. Upload your ID image.

2. Turn on your selfie camera or web camera and follow the instructions.

The verification of the collected data is performed by an algorithm based on artificial intelligence in automatic mode. Normally, it takes no more than 3 minutes. But even for this short time, we fix the current price of Solana, blocking the necessary amount for the exchange on the buyer's card. Withdraw occurs after successful verification. Otherwise, we immediately release the block and the funds become available as soon as the bank confirms the release.

Keep in mind that identity verification is not required for repeat orders.


Сrypto delivery

Once paid, we send crypto to your wallet immediately, but transaction processing in the blockchain takes some time. Be prepared to wait 5-15 minutes. At peak loads delays can be up to an hour. 

To check the transaction status, use our online tracker. It is available in your profile, and we will also send you a direct link when you create an order. 

If you need help, email the support team or text us via the live chat.


Receiving your Solana

The UTORG initiates the sending of your Solana coins immediately after receiving payment in the AUD, but each cryptocurrency transaction must be confirmed by its network. Depending on the network load, it takes from 10-15 minutes to several hours. Solana is one of the fastest crypto, so it will take much less time.

You will be able to track the status of your order in real time through the UTORG tracker. A link to it is sent to you by email.

If more than an hour has passed since the purchase, or if you encounter any difficulties, please contact the support service by e-mail or live chat.

Frequently asked questions

Do you charge fees?

Our policy is lowest fees and max transparency. We offer a zero blockchain fee whenever possible, and if a fee is unavoidable, we specify it in order conditions. So, you see how much you are going to pay before taking any definitive actions. 

Note that alternative payment systems can have their own fees; banks may charge a conversion fee, if your card is linked to an account in a currency we don’t yet support. For more details on third-party fees, contact respective service providers.

Do you charge fees when I buy SOL crypto?

Nope. UTORG does not charge any fees. Your bank may charge a fee if the currency you have chosen for payment is different from the currency of the card.

How fast will crypto come to my wallet?

Buying crypto with us is fast and order processing is instant. Blockchain needs some time to process the transaction. With newer networks you have good chances to get your coins in 2-5 minutes. With older ones expect a 10-15 minutes wait.

Don’t worry if a longer delay occurs, it happens at peak network loads.

How long does the whole process take?

For regular customers, the order occurs instantly. But first-time purchase requires an ID check. Therefore, new users that make their first transaction will need an additional time to complete their order. Due to the fact that verification takes place automatically using artificial intelligence, the process takes up to 5 minutes if you have correctly uploaded all the necessary documents.

Is verification required for every order?

No, only for the first one. Once you take it, you will be able to buy crypto even faster.

How many times do you need to pass verification?

Only once during your first purchase at UTORG.

Will you take the money before verification?

The short answer is “No”. 

After the checkout the money is locked for the duration of the procedure. We fix the order conditions to avoid rate fluctuations. If you pass the verification, we take the money, otherwise, we release it. Also, the money is unlocked in 24 hours, if no action is taken.

What are the buying restrictions?

We use limits to prevent money laundering and financing of terrorism. Full information is available here. Here is the summary:

  • Within any given 24 hours you can make 12 transactions paid with the same credit or debit card, or alternative payment method;
  • For a single transaction your limit is 7,999 euros or equivalent in the deal amount;

For the monthly allowance (meaning any given 30 days, again, not a calendar month), check your verification level specified in your profile. To buy more, move to another level by providing more information about yourself.

Is it safe to use UTORG?

Yes, it is. UTORG puts a lot of effort into ensuring max security as well as compliance with top international standards and applicable laws, including the GDPR. We obtained licenses to provide services in the crypto domain, as well as a level 2 PCI DSS certificate proving our adherence to best international practices.

What should I do if my fiat currency is not listed?

It's not a problem. You can make a purchase in any of the available currencies and your bank will make the conversion. It may charge a small fee if the currency you choose to pay is different from the currency of the card.

Bank rejected the payment

Happens, here is how you can fix it:

  • Check your balance, you may need to top it up or reduce the deal amount;
  • Retry making the payment;
  • Try another card or an alternative payment method that is available. A card from another bank, can work, debit cards are in general better compared to credit cards;
  • Contact your bank and ask for help, if none of the above fixes the issue.

What to do if the bank rejected the transaction?

Some banks have their own terms and conditions regarding where their cards can be used and may not miss a payment. If you encounter transaction rejection, check this please:

  • make sure you have enough funds on the card
  • repeat the transaction (the cancellation could have happened due to a bank error)
  • use a different card (debit cards have a higher success rate)
  • contact your bank's support service and ask to allow the payment
  • use a card from another bank if possible (for example, instead of a Westpac Banking Corporation (Westpac) card, try to buy crypto from a ANZ card).

Also, keep in mind, that we accept all types of bank cards of Visa and MasterCard payment systems, including:

  • credit cards
  • debit cards
  • virtual cards

How much crypto at a time?

We use limits to prevent money laundering and financing of terrorism. Full information is available here. Here is the summary:

  • Within any given 24 hours you can make 12 transactions paid with the same credit or debit card, or alternative payment method;
  • For a single transaction your limit is 7,999 euros or equivalent in the deal amount;

For the monthly allowance (meaning any given 30 days, again, not a calendar month), check your verification level specified in your profile. To buy more, move to another level by providing more information about yourself.

Live chat support
Our support team is ready to help you
via email at every step of the way
Live chat support
Our support team is ready to help you
via email at every step of the way