Buy Bitcoin with card

with card
No hidden fees. Buy at true cost
No registration. Simplified process
Fast verification. AI-based algorithm
Protected transactions
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Secured cardholder data
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Fair pricing

You always get the amount stated in the You Receive field. No hidden fees or extra charges.

High limits

Up to 5,000 EUR per transaction
or 15,000 EUR per month

How to buy Bitcoin

Buying cryptocurrency is easy

Purchasing and using cryptocurrency is not hard! To start your path in the crypto world, you should only:

  1. Pick and install your Bitcoin wallet.
  2. Go to the UTORG website and specify the amount of BTC you want to buy.
  3. Pay for it, using your bank card.
  4. Verify your identity.
  5. Wait 15 minutes for your coins.

See? That’s really not that hard!

The best crypto wallet in 2023

There are a lot of different wallets on the market, so everyone can find a wallet suited for them:

  • Paper wallet (literally a private key printed on a piece of paper) is extremely secure, but doesn’t offer any easy way to use it. You’ll have to copy the key manually.
  • Hardware wallets allow you to actually use your coins on a regular basis, while also providing a high level of security - your private key is stored on a separate device that does not have to be connected to the Internet. But such devices are expensive. Ledger and Trezor are good examples of proven and reliable hardware wallets.
  • Desktop and mobile wallets - software that you install on your PC offer an optimal balance of usability and security. Electrum is one of the best desktop wallets, while stands out among mobile ones. 

In any case, do your own research and find the best crypto wallet for you. But better stay away from web-wallets - they are unreliable.

Is it difficult to create a BTC wallet?

No, not at all. You can do it in less than 10 minutes:

  1. Download a wallet software (for example, for mobile) and install it.
  2. Launch the application.
  3. Select BTC from the list of currencies and… you got your wallet address! Now you can copy-paste it into a form on our main page and purchase Bitcoin.

How does UTORG protect its users?

Can I buy Bitcoin with a credit card?

Yes, you can. UTORG allows you to buy Bitcoin and checkout with any credit card from Visa or MasterCard.

UTORG also supports BTC purchase with other types of cards, issued by these providers, so you can use a debit card, a virtual card or a prepaid card as well.

Which country can i buy BTC from?

There is a list of unsupported countries, if your Country of Residence is included in this list - you cannot use UTORG. Yet, our service is available in about 195 countries.

Exchange EUR to Bitcoin

Europe is one of the most pro-crypto regions in the world - the regulations on cryptocurrency in most European countries are quite progressive and friendly. However, most crypto platforms are focused on working with USD, so European residents have to exchange EUR for USD in order to buy cryptocurrency on such platforms. UTORG, however, supports crypto purchases with EUR, and even allows to buy Bitcoin with a debit card. Thus, UTORG users are free from unnecessary operations when buying crypto.

Step-by-Step guide


New order

You can create a new order right on the UTORG main page: just fill a short order form. Enter the amount you are ready to spend or the BTC amount you want to buy. The service will calculate the other half of the equation.

Here you should also enter your BTC address.

After that hit Buy BTC.


Email verification

We will request your email address. Specify valid email address, then a 6-digit code will be sent to it, you will have to enter this confirmation code to proceed.


Card details

It’s really straightforward: enter your Country of residence and card details, then confirm, that you’ve read and accepted Terms of use and click Pay.



Your bank will send you a 3DS-code to confirm the payment. Enter it.



Note: this step is required only for the very first purchase

After you click Pay we will ask you to verify your identity. To do this, you should upload a photo of your ID and then complete a face check - show your face to the camera of your smartphone or PC. After that, our AI will confirm your identity. It will take no more than 3 minutes.

To protect you from unexpected changes in the Bitcoin price, we’ll put a pre-authorisation hold on the appropriate amount of funds on your card, so you will get exactly the BTC amount specified in the form. Also, since funds stay on your card until the verification is complete, you risk nothing. If you don’t complete the verification, pre-authorization hold will be removed within 24 hours.


BTC delivery

We send coins instantly, but the transaction has to be confirmed in the Bitcoin network. BTC delivery time depends on the network load - usually it takes 10-15 minutes for your coins to arrive.

You will be able to track the transaction status in real time, since we will send you an email with a link to the blockchain explorer and all the transaction details the moment we send coins.

If you encountered any difficulties while purchasing BTC via UTORG - feel free to contact our support service. They will provide you with all the assistance required.

Also, contact the support service if your coins haven’t arrived within 20 minutes after payment.

Frequently asked questions

Can I really buy BTC with no fees?

Yes, you can. Zero fees are charged by the service. Thus, you can buy BTC free of charges. However, your bank may levy additional commissions, UTORG bears no responsibility for that. For more details, contact your bank.

How long do I have to wait for my BTC?

Coins are sent immediately after payment confirmation (for the very first purchase - after the verification process is complete, for subsequent purchases - instantly), so the time required for receiving bitcoins depends only on the current BTC transaction time, which depends on the network load. On average, BTC transaction time is about 10-15 minutes.

Why do I need to verify my ID?

To provide you with an opportunity to buy BTC with Visa or MasterCard, we have to follow the EU AML 5 directive that regulates fiat to crypto transactions. Thus, there is no way to avoid customer identification procedure

What are the steps of the verification procedure?

We have streamlined the process:

  1. Upload a photo of your ID.
  2. Show your face to a camera on your smartphone or PC.

After that, our AI will conduct a face check and confirm that it was your ID. 

Also, to comply with the law, it is mandatory to provide a proof of funds to increase the BTC monthly buy/exchange limits over 10,000 EUR (or equivalent in any other currency).

Is verification a one-time thing?

Yes, it is. You have to pass it only for the very first transaction.

When should I verify my ID?

Verification is required after you finish the checkout process (provide card details and authorize the payment).

Will you charge me before I verify ID?

No, funds will remain on your card until the end of verification process. The required amount is pre-authorized on the card account.

What will happen to my money if I won’t complete the verification?

Full access to pre-authorised funds will be restored as soon as the bank reacts. We release funds immediately. 

How long does it take to verify my identity?

It takes around 3 minutes.

Can I use a smartphone to pass the verification procedure?

Yes, you can. You can even split the steps: upload a photo of your ID from your PC and pass a face check via your phone or vice versa.

Which is the best BTC wallet?

There is no such thing as one wallet that fits all, they come in all shapes and kinds, each catering to specific needs. Different wallets are suited for different tasks and people. However, we can recommend wallets that are proven to be safe:

But we advise you to do your own research and find the best crypto wallet for your specific needs.

Can I buy Bitcoin with MasterCard or Visa card?

Yes, you can buy BTC with Visa or MasterCard. We accept:

  • Virtual cards
  • Debit cards
  • Credit cards
Live chat support
Our support team is ready to help you
via email at every step of the way
Live chat support
Our support team is ready to help you
via email at every step of the way