Buy Bitcoin with USD

with USD
No hidden fees. Buy at true cost
No registration. Simplified process
Fast verification. AI-based algorithm
Protected transactions
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Secured cardholder data
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Fair pricing

You always get the amount stated in the You Receive field. No hidden fees or extra charges.

High limits

Up to 5,000 EUR per transaction
or 15,000 EUR per month

How to buy Bitcoin

Buying BTC with USD is easy

People often think that cryptocurrencies are really difficult to work with, that one does not simply buy BTC with USD at a whim. You can read hundreds of articles that talk about exchanges, elaborate conversion schemes and other nonsense. In fact, it's simple. It can be done in a five simple steps: 

  1. Create a wallet. It will take a couple of minutes, especially if you use a well-refined service likу Plark or Electrum.
  2. Go to UTORG and fill in the express order form.
  3. Checkout with any bank card from Visa/MasterCard.
  4. Verify your identity in a few minutes.
  5. Confirm payment and receive your coins.

It will take you less than half an hour, including the time the Bitcoin network will spend to transfer coins to you. And after the first purchase you can forget about Step 4 and buy bitcoin with USD even faster.

How to choose a wallet?

There are 4 types of wallets:

  • Hardware wallets
  • Software (either desktop or mobile) wallets
  • Online wallets
  • Paper wallets

Hardware wallets are devices that store your private keys. Your private key does not need to be exposed to the internet and potential hackers at any point, but you can still send funds from your wallet without much hassle. But such wallets, especially good ones, like Ledger or Trezor, are expensive.

Software (hot) wallets are the most common and vary in quality, security and functionality. However, there are a few proven ones that are both safe and easy to use. Namely, Electrum for desktop and for mobile devices.

Online, or web wallets are just websites that allow you to send and receive funds. Therefore, all private keys are stored on the service side. Such wallets are convenient, but are not safe - don’t use them for any long-term storage or large sums.

Paper wallets are, basically, private keys printed out and hidden. These are almost obsolete.

As you can see, there is no perfect wallet; every one of them offers a compromise between security, functionality. Do your research to pick the best option. We are partisan to mobile hot wallets.

How to create a Bitcoin wallet?

Let’s say that you don’t want to bother with a hardware wallet, and don’t trust any web wallet out there. Software wallets offer a nice balance, so let’s take one of the best of them, Plark, as an example.

It is really easy to create a Bitcoin wallet, using this service:

  1. Find in the store you use.
  2. Download a desktop, iOS or Android version.
  3. Install and launch the wallet.
  4. Select Bitcoin in the list of supported currencies .

That’s it! Now you can copy and paste the address on the UTORG website and buy BTC with USD without any issues.

7 Reasons to invest in Bitcoin

It’s all well and good, but why bother with crypto at all? Why would one convert USD to BTC? Well, there are a lot of good reasons to exchange at least some of your trusty bucks for Bitcoin. We’ll list only the major ones:

Bitcoin does not belong to anyone, but to everyone

There is no “owner of all Bitcoin”. It is completely decentralized. So there is no risk of someone’s singular decision screwing up the entire currency. Thus, Bitcoin does not depend on the whims of politicians. Unlike USD.

Bitcoin is easy to keep secure

Unlike fiat money, BTCs are much easier to keep secure. Basically, if you handle your cryptocurrency correctly - with care and common sense - no one can steal you digital coins.

Bitcoin benefits e-commerce

BTC is safer than “normal” e-money not only for ordinary users, but also for online payment platforms - there is no risk of double spending exploits, which are quite harmful for online commerce.

Bitcoin speeds up money transfers

Bitcoin is not the fastest crypto out there, but it is much, much faster, than bank transfers. At least when we are talking about international transfers and\or large amounts. Blockchain doesn’t care about borders and works the same whether you transfer the equivalent of $1 or $100,000.

Bitcoin is not the fastest crypto out there, but it is much, much faster, than bank transfers. At least when we are talking about international transfers and\or large amounts. Blockchain doesn’t care about borders and works the same whether you transfer the equivalent of $1 or $100,000.

Bitcoin transactions are cheap

It doesn’t matter how large your transaction is - the fee stays almost the same. So for large amounts Bitcoin is much cheaper than any bank transfer..

The global demand for Bitcoin grows

Given all of the above, it is obvious why Bitcoin is in high demand. Of course, sometimes Bitcoin suffers from sharp drops in price and demand goes down for a while as well, but in the long run - its growth is pretty impressive.

There will be only 21 million BTC

Unlike fiat currencies, the amount of Bitcoins that will ever exist is finite - 21 million. And it mined slower and slower every year. Thus, while demand will further increase, there will be a huge BTC deficit. 

Why are cards used to buy Bitcoin with USD?

Well, using cash is not practical, and wire transfers are way too slow and require a lot of paperwork. Also, nowadays almost everyone has a card. There are even programs that allow people unable to open a suitable bank account to get one.

Also we offer to buy bitcoin not only with EUR, NZD, GBP, CAD, AUD currencies of the English-speaking regions, but also others.

What is Bitcoin for?

Here are some of the most popular things people do with BTC:

  • Pay for goods and services online
  • Transfer money with low expenses
  • Engage in cryptocurrency trading
  • HODL: hold BTC and wait for its price to go up enough

Step-by-Step guide


Create a new order

  1. Select the currency you want to buy BTC with.
  2. Specify either the amount of BTC you want to purchase or the amount you want to spend on the purchase. The calculator will do the math for you.
  3. Enter your Bitcoin wallet address - we need to know where to send your coins.
  4. Check the address you entered - in the Bitcoin network, transactions cannot be reversed in case of a mistake.
  5. Click Buy BTC.

Verify your email

  1. Enter your email address.
  2. We will send you a 6-digit confirmation code to this email. If you don’t receive the email, check the Spam folder.
  3. Enter the code from your email to confirm your email address.

Fill in your card details

  1. Fill in your card details.
  2. Choose your country of residence.
  3. Read our Terms of use and check the I read and accept Terms of use box.
  4. Click Pay.

Confirm the payment

Bank will send you a 3DS code to confirm a transaction (either via SMS or your bank app). Enter this code and confirm the payment.


Verify your identity (only for first time purchase)

For the first cryptocurrency purchase on our website, identity verification is required. We will ask you to submit a photo of your ID. 

Verification process can take up to 3 minutes, and the Bitcoin price can change during this period. To make sure that you’ll receive the BTC amount you requested. we will put a pre-authorisation hold on the required amount of USD on your card. So your funds will still be on your card during the verification process.

After verification completion we will charge the money and send BTC to your address. 
In case you do not complete the verification procedure, the pre-authorisation hold will be removed within, so you won’t spend any money.


Check your BTC wallet balance

We will send BTC to your address immediately after KYC verification (for the very first purchase) and payment confirmation.

BTC delivery time may vary, depending on the current Bitcoin network load, and we have no influence over this. Usually it takes no more than 15 minutes.

As soon as we send coins to your address, you will receive a confirmation email with all the details of the transaction. A link to BTC explorer will be included in this email as well, so you will be able to track the transaction status.

Please, contact the Support service if you encounter any problems during verification, or at any other stage of the purchase process.

Also, contact the support service if your BTC were not delivered to your wallet within 20 minutes after purchase.

UTORG Support Team is ready to answer all your questions and provide any assistance required for you to purchase BTC on our website.

Frequently asked questions

Can I buy BTC with Visa or MasterCard?

Yes you can. You can use both MasterCard and Visa credit, debit, prepaid and virtual cards.

How long does it take to buy BTC on your website?

For returning customers, buying BTC is almost instant. If knew to UTORG, you have to take a short verification procedure. We managed to squeeze the flow into 3-5 minutes, given that you have docs and a webcam/selfie camera handy.

What fees do you charge?

We charge the lowest fee to buy Bitcoin - zero. UTORG doesn’t charge you any fee at all.

Your bank, however, can charge you a fee, especially if the currency you chose to buy BTC differs from the currency of your card.

Why do I need to verify my identity?

UTORG is a legal and licensed company. We have to comply with AML regulations and conduct KYC procedures. We also are obliged to check whether the card you use on our website belongs to you.

How often shall I pass KYC?

It’s a one-time thing. No additional KYC procedures are required for subsequent purchases.

Isn’t it dangerous to buy BTC on your website?

All operations on the UTORG website are completely safe.

PCI DSS certificate confirms your card data security while MasterCard and Visa ensure transaction security.

Live chat support
Our support team is ready to help you
via email at every step of the way
Live chat support
Our support team is ready to help you
via email at every step of the way