Buy XRP with TRY

Buy
XRP
with TRY
No hidden fees. Buy at true cost
No registration. Simplified process
Fast verification. AI-based algorithm
Protected transactions
More about protection
Secured cardholder data
About PCI DSS Certificate

Fair pricing

You always get the amount stated in the You Receive field. No hidden fees or extra charges.

High limits

Up to 5,000 EUR per transaction
or 15,000 EUR per month

How to buy XRP

Buying crypto in 3 steps

  1. Fill in a simple order form with either amount in crypto or in your fiat currency. The service will calculate the total. 
  2. Check the input, click Buy.
  3. Pay with a credit or debit bank card, or choose any other payment method available in your location. 

If it is the first time you buy crypto at UTORG, you will also have to take a short verification procedure. We implemented top-notch AI-based algorithms and improved the logic, so you will only need 5 minutes

Not ready to buy crypto with us yet, have questions? Then read the guide below or swipe left for some tips on wallets and secure storage of coins. 

Choose a wallet

Now you have a wide choice of hardware (cold) and software (hot) wallets to start your journey with. 

We are not very partisan to cold wallets, they are cumbersome and expensive, but if you want an opinion, Ledger and Trezor are good, trustworthy products with positive reviews.

For mobile, we suggest Trust Wallet, Exodus or Plark. They are easy to install, fast and literally require no configuration or user training.

Create a new wallet

With hardware wallets it can be a tad tricky and you will have to wait for delivery. For instant gratification, we suggest mobile apps like Trust Wallet, Exodus or Plark. You just get those to your favorite device and that’s pretty much it. 

To create an order, copy the deposit address for crypto and use it in the purchase form.

After you bought crypto

Congrats on your order! UTORG will process it immediately, but blockchain needs some time to process your transaction and generate a new block. Be prepared to wait 5-15 minutes. At peak loads delays can be up to an hour. 

You can also track your transaction any time from your account. We will provide a direct link once the order is created. 

Even if the transaction fails which is highly unlikely, we will pay all your money back and duly notify you.

Is buying at UTORG safe?

TLDR, yes. 

To give you more details, UTORG is duly licensed to provide its services in crypto domain, and complies with all applicable laws and regulations, in particular, the GDPR. 

We also have obtained a level 2 PCI DSS certificate that proves compliance with top security standards. 

Additionally, external payment systems have their own security tools and protocols.

Safe storage of coins

App developers invest a lot of time and put huge effort into delivering safe wallets, but an open wallet is never safe, is it? Here are some rules for you to avoid troubles and have your crypto safe:

  1. Don’t use online wallets, they are not safe enough.
  2. Make sure to create a new email address for every fintech service you use.
  3. Don’t miss on 2FA, it’s useful.
  4. Keep your balance and sensitive information secure, don’t share it with strangers even if prompted. 

Check your input when creating transactions. Blockchain transactions are irreversible.

Step-by-Step guide

01

Stage zero

To buy crypto with fiat, you need:

  • An active crypto wallet
  • An email to have an account registered
  • A Visa/MasterCard credit/debit card with an adequate balance, or credentials for the alternative payment system you plan to use

For your first order, have your ID and web-camera ready for an identity verification.

02

Placing an order

To buy crypto with fiat, you need:

  • An active crypto wallet
  • An email to have an account registered
  • A Visa/MasterCard credit/debit card with an adequate balance, or credentials for the alternative payment system you plan to use

For your first order, have your ID and web-camera ready for an identity verification.

03

Account setup

Now we need to create a new account for you and check whether the service is available in your country. All you have to do is:

  1. Give us your email address and check the mailbox for confirmation code
  2. Copy the code and paste it in the next dialogue. 
  3. Then select your country from the list. 

Next is checkout.

04

Paying for your crypto

You can pay with a bank card or use an alternative payment option, if available for your deal (depends on the currency pair and location). Note that those services may charge separate fees that we don’t control. Here is how you pay with a Visa/MasterCard credit or debit card:

  1. Enter details of your card in a standard form.
  2. Allow the payment by entering the confirmation code from SMS (3-D Secure Protocol check). 

Now you are DONE with the purchase, if new to us, take the verification procedure next.

05

Identity verification

First time buyers have to take a short identity verification procedure; it’s mandatory, but we made it short and smooth. Thanks to our top-notch AI-based algorithms, you will get the result within 5 minutes.Take these 2 steps:

  1. Upload an image of your passport, driver’s license or other document accepted by the service.
  2. Take a liveness check with your webcam/smartphone selfie-cam.

Note that you can switch between devices while taking the procedure.  

If everything is ok, we will write off the money that was locked on your account at the previous step. Otherwise your money will be immediately released. It is also released in 24 hours if you take no action.

06

Сrypto delivery

Once paid, we send crypto to your wallet immediately, but transaction processing in the blockchain takes some time. Be prepared to wait 5-15 minutes. At peak loads delays can be up to an hour. 

To check the transaction status, use our online tracker. It is available in your profile, and we will also send you a direct link when you create an order. 

If you need help, email the support team or text us via the live chat.

Frequently asked questions

Do you charge fees?

Our policy is lowest fees and max transparency. We offer a zero blockchain fee whenever possible, and if a fee is unavoidable, we specify it in order conditions. So, you see how much you are going to pay before taking any definitive actions. 

Note that alternative payment systems can have their own fees; banks may charge a conversion fee, if your card is linked to an account in a currency we don’t yet support. For more details on third-party fees, contact respective service providers.

How fast will crypto come to my wallet?

Buying crypto with us is fast and order processing is instant. Blockchain needs some time to process the transaction. With newer networks you have good chances to get your coins in 2-5 minutes. With older ones expect a 10-15 minutes wait.

Don’t worry if a longer delay occurs, it happens at peak network loads.

Is verification required for every order?

No, only for the first one. Once you take it, you will be able to buy crypto even faster.

Will you take the money before verification?

The short answer is “No”. 

After the checkout the money is locked for the duration of the procedure. We fix the order conditions to avoid rate fluctuations. If you pass the verification, we take the money, otherwise, we release it. Also, the money is unlocked in 24 hours, if no action is taken.

Is it safe to use UTORG?

Yes, it is. UTORG puts a lot of effort into ensuring max security as well as compliance with top international standards and applicable laws, including the GDPR. We obtained licenses to provide services in the crypto domain, as well as a level 2 PCI DSS certificate proving our adherence to best international practices.

Bank rejected the payment

Happens, here is how you can fix it:

  • Check your balance, you may need to top it up or reduce the deal amount;
  • Retry making the payment;
  • Try another card or an alternative payment method that is available. A card from another bank, can work, debit cards are in general better compared to credit cards;
  • Contact your bank and ask for help, if none of the above fixes the issue.

How much crypto at a time?

We use limits to prevent money laundering and financing of terrorism. Full information is available here. Here is the summary:

  • Within any given 24 hours you can make 12 transactions paid with the same credit or debit card, or alternative payment method;
  • For a single transaction your limit is 7,999 euros or equivalent in the deal amount;

For the monthly allowance (meaning any given 30 days, again, not a calendar month), check your verification level specified in your profile. To buy more, move to another level by providing more information about yourself.

Live chat support
Our support team is ready to help you
via email at every step of the way
Live chat support
Our support team is ready to help you
via email at every step of the way