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Buy NEAR with BGN

Buy
NEAR
with BGN
No hidden fees. Buy at true cost
No registration. Simplified process
Fast verification. AI-based algorithm
en
Instantly buy Near
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Compliant with regulations

Fair pricing

You always get the amount stated in the You Receive field. No hidden fees or extra charges.

High limits

Up to 5,000 EUR per transaction
or 15,000 EUR per month

More about limits

How to buy

To get USN coin with BGN

1. Fill out a simple order form with either USN (Near) or fiat cash amounts. The total will be calculated by the service. This sum will not change, and we do not charge any extra costs. Note that we are not responsible for fees charged by third-party organizations and services (banks, payment services). 

2. Validate the entry, then click Buy USN. 

3. Pay with a credit or debit card, or use any other acceptable payment option in your area. 

If this is your first time purchasing cryptocurrency through UTORG, you will also be required to complete a brief verification process. We incorporated cutting-edge AI-based algorithms and enhanced the logic, so you'll only need five minutes. 

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Not quite prepared to purchase a USN coin from us? Questions? Then, read the tutorial below or swipe left for information on crypto wallets and safe currency storage.

Near for BGN in 3 steps

Near for BGN is not far at all:

  1. Fill in the order form.
  2. Hit Buy Near, if everything is right.
  3. Checkout with a bank card or alternative payment method.. 

All your expenses will be expressly displayed in the form, we are firm about not charging hidden fees.

Is it your first order? Then bear with a 5 minute ID check. It is a mandatory step, but we made sure to make it least painful. Also, we have a succinct guide in English and FAQ to help you move on. 

Want to learn more about crypto, wallets and security? Swipe left. Otherwise, go on with your purchase.

Wallets for USN

USN coin is supported by the vast majority of popular cryptocurrency wallets; you may choose between hardware (cold) and software (hot) wallets to get started. 

Cold wallets are bulky and pricey. But at the moment both Ledger and Trezor don’t support USN. On mobile, we recommend Sender. It is simple to acquire and quick, and it needs no setting or user training.

Near wallet

TLDR, any wallet is a solution that allows accessing your coins. In general, we recommend you use lightweight mobile apps. But for Near the obvious solution is Near wallet, a non-custodial web-based wallet for Near blockchain. To get started, follow the link and click Create account. 

If you fancy reading a bit more about crypto wallets, here is some info. There are two major categories of wallets:

  • Hot wallets for mobile devices and PCs. These apps allow accessing your coins fast and promptly creating transactions. The trade-off is believed to be lower security. Yet, modern technologies put trustworthy products at par with hardware wallets.
  • Hardware wallets like Ledger. These small devices store sensitive data offline which adds to security. Yet, they are quite expensive and slow. Good for major holdings.

Ah, paper wallets still exist, but who cares? We also strongly discourage using online holders that do lack protection.

Fresh wallet

With hardware crypto wallets, it may be a little difficult, and you must also wait for the device to arrive. For immediate pleasure, we recommend smartphone applications such as Near Wallet. Simply transfer them to your preferred device, and that's all. 

To place an order, copy the USN (Near) deposit address and paste it into the order form.

Near wallet

To get Near without much ado, create the native Near wallet on the website. Then just copy the deposit address to the clipboard to use it on UTORG. 

Other wallets, for example, Ledger, may require additional configuration. We prefer keeping things as simple as possible.

After purchasing USN crypto

Grats on your purchase! It will be processed quickly by UTORG, while blockchain is slower owing to its protocols. According to the media, however, the USN (Near) network is quick, so you may anticipate receiving your coins within one or two minutes. However, network traffic varies, so do not worry if there is a delay. 

Also, utilize your account to monitor the progress of a transaction at any time. 

Even if the transaction fails, which is exceedingly improbable, we will refund your whole deposit and inform you as required.

After buying Near

Don’t go too far. The service immediately processes the order and, while blockchain is not that fast, it will hardly take the network more than 15 minutes to validate the transaction. Moreover, Near is faster than other blockchains and you are likely to get your coins in a couple of minutes.

Anyway, you can always check the status of your transaction in your profile; we will also email you the link once the order is paid. 

If anything unexpected occurs, we will notify you immediately. We also guarantee 100% moneyback if the transaction is not processed for some reason.

Is shopping at UTORG safe?

Yes. UTORG is properly licensed to offer services in the crypto realm and complies with all current laws and regulations, including the General Data Protection Regulation (GDPR). 

In addition, we have achieved a level 2 PCI DSS certification, which demonstrates our adherence to the highest security requirements. 

In addition, external payment platforms are equipped with their own security tools and procedures.

Is it safe to buy Near on UTORG?

Yes, absolutely. We have you covered from all sides. To prevent frauds, cyber attacks, data tampering, incomplete deliveries or deliveries of dirty coins, we took all possible security measures by implementing/obtaining: 

  • licenses to run a business in fiat/crypto. 
  • latest AI-based workflow tools.
  • level 2 PCI DSS certificate that proves compliance with top standards established for card and personal data protection.

Moreover, Visa and MasterCard use their own security systems to protect their debit, credit and virtual cards.

Storing money securely

App developers spend a great deal of time and energy creating secure cryptocurrency wallets, yet an open wallet is never secure, correct? Here are some guidelines for avoiding problems and keeping your encryption secure: 

1. They are insufficiently secure, therefore avoid using them. 

2. Ensure that you establish a different email address for each financial service you use. 

3. Two-factor authentication is beneficial and should not be overlooked. 

4. Even if requested, do not provide your account balance or other important information to strangers. 

5. When generating transactions, verify your input. Transactions on a blockchain cannot be undone.

Near stored safely

Developers are experts in protecting you against cyber threats, but it is your job not to be careless with your personal data. Here are some tips:

  1. Don’t trust online wallets. 
  2. Get a new email address each time you register a wallet or a new account related to any DeFi service.
  3. Don’t shun 2FA; it works.
  4. Protect private keys of your wallets, only fraudsters request this data! 
  5. Don’t disclose your wallet/card balance. 

Bear in mind that blockchain transactions are irreversible; check twice any data entered in order forms.

Step-by-Step guide

01

Primary step

To purchase USN crypto with BGN, you must have: 

  • A USN wallet that is active, such as Near Wallet. 
  • A registration email for an account 
  • A Visa/MasterCard credit/debit card with sufficient funds, or credentials for the alternative payment method you want to use 
  • Prepare your ID and webcam for an identity verification before placing your first purchase.

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01

Step zero

Here is a brief checklist of items you need have near to buy Near with BGN:

  • A crypto wallet for Near, the native wallet is best.
  • Email address for interacting with UTORG.
  • A valid Visa/MasterCard bank card or login credentials for APMs — alternative payment methods (e.g. instant bank transfers, local e-wallets etc.).

A selfie camera and documents for an ID check (for new users only)

02

Making a purchase

Complete the order form online: 

1. Enter either the amount in crypto or fiat, and the service will compute and set the deal amount. If a cost is unavoidable, it will be clearly stated on the form. 

2. Note that we are not responsible for costs charged by other payment methods or banks or by third-party services. 

3. Enter your wallet's deposit address after completing the calculations. 

4. If all the information is accurate, click the Buy USN button.

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02

Ordering Near

The purchase form is simple and transparent:

  1. Enter the amount of Near or fiat. UTORG does the math and this amount is final. No changes or hidden charges. Bear in mind though that your bank can charge an additional conversion fee if your card account currency is not in the list of currencies we support. Also, alternative payment methods (wallets, instant transfer tools, etc.) may charge their own commissions. For more details, address your bank or a relevant service provider.
  2. Paste the deposit address of your Near wallet into the relevant field. 

Check the form, hit Buy Near.

03

Account setup

Now we need to create a new account for you and check whether the service is available in your country. All you have to do is:

  1. Give us your email address and check the mailbox for confirmation code. 
  2. Copy the code and paste it in the next dialogue. 
  3. Then select your country from the list. 

Next is checkout.

03

Email and country of residence

Are you a real person from a country where UTORG services are available? To make sure you are:

  1. Specify an email address when prompted. 
  2. Check your mailbox for the 6-digit confirmation code. Don’t forget the Spam folder. 
  3. Copy and paste the code into the dialog to confirm the address. 
  4. Select Bulgaria from the list. 

Checkout is next.

04

Purchasing your USN

If available in your location, you may purchase USN crypto using a credit card or another payment method. Please be aware that some services may impose additional fees that we can not control. Here are the steps for paying using a Visa/MasterCard credit or debit card: 

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1. Fill out a standard form with your card information. 

2. Permit the transaction by providing the SMS verification code (3-D Secure Protocol check). 

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Now that you have completed the purchase, if you are a new customer, please complete the verification steps.

04

Checkout

All UTORG users can checkout with any Visa/MasterCard card or use several alternative payment methods (APM), for example, prepaid cards, e-wallets, instant bank transfers, etc.

Note that availability of APMs depends on your country of residence and fiat currency used for payment. Be advised that some APMs charge additional fees. 

To checkout with a card, take 2 easy steps:

  1. Enter the name on card, card number, expiry date, secret code into a familiar form.
  2. Authorize payment by giving the confirmation code from an SMS (3-D Secure Protocol check).

Done! 

If it is your first order here, take a short identity verification procedure. We cannot skip it, but we squeezed it into 5 minutes and 2 steps.

05

Identification checks at UTORG

It is a requirement that first-time purchasers undergo a brief identification verification process, but we've made it quick and painless. You will get the result within 5 minutes because of our superior AI-based algorithms. Take these two actions: 

1. You must upload a photo of your passport, driver's license, or other document. 

2. Pass the photo identity check. Please note that you might switch between devices throughout the operation. 

If everything is in order, the funds that were frozen on your account in the previous stage will be released. If not, the funds will be released immediately. Also, if you do nothing, it will be released in 24 hours.

05

ID check

New on UTORG? Tell us who you are then. It will only take 5 minutes:

  1. Upload an image of your ID issued in Bulgaria.
  2. Turn on your selfie camera and say “cheese” for a liveness check. 

Our AI-based solution will process data in no time at all, promis. And, no worries about the money. Frozen, but not taken. Actual charge-off does not take place unless and until you are fully verified. If you don’t take the verification, the money will be automatically released within 24 hours.

06

Coins delivery

Immediately after receiving payment, USN will be sent to your cryptocurrency wallet. The USN network is renowned for its rapid transaction processing, thus it is possible that you will get your coins within two to five minutes, or possibly sooner. 

Use our online tracker to verify the progress of a transaction. You can find it on your profile, and we will also provide you a direct link when you place an order. 

If you want assistance, please contact the support staff via email or use the live chat feature on the website.

06

Delivery of Near

Once the deal amount is paid, we send Near to your wallet. Near blockchain is very fast and you are likely to have coins delivered to your wallet in just 2 minutes. Anyway, we will send you a link to a real time transaction status tracker to keep you updated.

If you feel something is not right, do not hesitate to email the support service or text us in the live chat.

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Frequently asked questions

Do you need a fee?

Our objective is lowest fees and most openness. We provide a $0 blockchain charge wherever feasible, and if a fee cannot be avoided, we mention it in the order conditions. Therefore, prior to taking definite action, you determine the whole cost. 

Note that other payment methods may have their own costs; banks may impose a currency conversion fee if your card is connected to an account in a currency that we do not currently offer. Contact separate service providers for information on third-party costs.

Any fees charged on UTORG?

UTORG sticks to zero-fees whenever possible. Also we never charge any hidden commissions exceeding the amounts specified in the order form. If there is a fee we cannot avoid, you will be aware of it. Again, bear in mind fees of external service providers (APMs, banks).

Note that your bank can charge an additional conversion fee if your payment currency is outside our fiat list. Contact your bank for details.


How quickly will my wallet get USN?

Order processing is instantaneous when you buy USN from us. Blockchain requires some time to conduct the transaction, but the USN network is quick, so there is a strong probability that you will get your coins within 2 to 5 minutes. If a delay occurs, you shouldn't be concerned since it often occurs during peak network use.

How fast to get Near?

Instant deal processing and no time wasted on registration, this is UTORG. Allow 5 minutes more for an ID check, if you are new to our service.


Are all orders subject to verification?

No, only the first one. After taking it, you'll be able to purchase crypto even more quickly.

How often do I have to take the ID check?

Never more. It is a procedure taken once at your first order.


Will you accept payment without verification?

The brief response is "No." Following the checkout, the funds are frozen for the length of the process. We establish the order criteria to prevent rate variations. If you pass the verification, the funds are withheld; otherwise, they are released. Additionally, if no action is taken within 24 hours, the funds are released.

Will UTORG charge me before verification?

Nope. Actual payment does not take place before successful identity verification. Yet, the money is locked on your account for the duration of the procedure. It helps avoid unexpected rate vacillations. If for some reason verification fails, the money is immediately released and you get back control over it as soon as the bank reacts.


Is the usage of UTORG risk-free?

It is true. UTORG exerts a great deal of effort to ensure maximum security and compliance with the most stringent international standards and legislation (e.g. GDPR). We got licenses to offer services in the crypto area and a level 2 PCI DSS accreditation attesting to our adherence to international best standards. 

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Is it safe to buy on UTORG?

Yes. We took all known measures to ensure maximum transaction security:

Achieved top security standards and got a level 2 PCI DSS certificate.


Bank payment was refused

Here's how to deal with it when it occurs: 

  • Check your account balance; you may need to add funds or lower the deal amount. 
  • Repeat the payment attempt; 
  • Try using a different card or another accessible payment option. A card from another bank, such as United Bulgarian Bank, may be used, and debit cards are superior to credit cards in general. 
  • If none of the above solutions work, contact your bank for assistance.

Transaction rejected. Eww..

Yes, it’s painful. But do not allow yourself to dive into a cycle of self-pity. Better ask questions and act:

  • Is your card balance enough to pay the deal?
  • Could there be an error? Retry checking out.
  • Is there anything wrong with the card? Try another one (e.g. from Sainsbury's Bank), debit cards seem more stable. Also, check whether there are APMs you could use (e.g. e-wallets, prepaid cards, instant bank transfers).
  • Contact your bank and ask to authorize the transaction

That said, it is a rare issue.



How much USN can I buy?

We implement restrictions to prevent money laundering and the funding of terrorists. Here you'll get all the information. Here's a synopsis: 

  • Within a 24-hour period, you may conduct a maximum of 12 transactions using the same credit card, debit card, or other payment method. The limit for a single transaction is 7,999 euros or the equivalent in the deal's currency. 
  • Check the verification level chosen in your profile for the monthly allotment (meaning any given 30 days, not a calendar month). To purchase more, advance to a higher level by supplying further information about yourself.

My fiat is not on your list

Not a problem. You can checkout with any currency from the list, regardless of. But bear in mind that your bank can then charge the so-called conversion fee. For more details on the fee, contact your bank.


Any limits?

Yup, full info is available at the limits page. Here is a recap:

  • 12 transactions within any given 24 hours paid with the same card (or via any other available payment method);
  • 4,999 euros or an equivalent in the deal currency is the limit for a single transaction.

The monthly limit is determined by your current verification level (check your profile); note that just as the daily limit, it is not tied to the calendar and is calculated as a 31-day period after a purchase.


Live chat support
Our support team is ready to help you
via email at every step of the way
Live chat support
Our support team is ready to help you
via email at every step of the way